If you’re over 40 and behind on retirement, investing, or building wealth—this is your wake-up call. Learn the smart financial moves to make in your 30s, 40s and 50s to secure your future and stop wasting time. This is why the 3rd quarter of life is the most important. Don’t wait until it’s too late.
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**TIME STAMPS**
00:00 – Why Over 40? Why Now?
00:42 – It’s Not Too Late: You Still Have Time
01:12 – Life in 4 Quarters: Ages 0–20
01:50 – Life Lessons from Ages 20–40
02:59 – Midlife Money Moves (Ages 40–60)
04:21 – The 4th Quarter: Finishing Strong (60+)
05:06 – The Harsh Truth About Retirement Planning
06:40 – Accumulation vs Preservation of Wealth
08:08 – The Real Risk of Relying on Social Security
09:13 – Why You Must Track Your Net Worth
11:44 – Downsizing & Avoiding Lifestyle Creep
13:10 – Emergency Funds = Peace of Mind
13:50 – Max Out Retirement Contributions (Now)
14:24 – Diversify Your Income Streams at 40+
15:13 – Avoid Scams Targeting Older Adults
15:48 – Fear Is Destroying Your Financial Growth
17:00 – How Much Do You Really Need to Retire?
17:29 – The Shocking Truth About Healthcare Costs
18:23 – Estate Planning: Protect What You’ve Built
20:05 – Talk to Your Family About Your Money Plan
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DISCLAIMER:
🚨This content is for educational and entertainment purposes only. Smart Money Bro does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
